Client Agreement

Our initial fee for the Education Course is $650.  The course generally includes 1 to 2 hour meetings on 3 to 4 occasions.  Course topics include: Understanding your investment options, Fee structures, Historical information about the markets and returns, College savings plans, IRAs, SEP/IRAs, 401k plans.  We will also show you how to set up, make transactions, invest, and analyze your investment account.

You will be making all your own purchases of the funds you choose over a period of several months so you can take advantage of the fluctuations in the financial markets.  Also available at your option are follow up meetings, once every 6 months for an hour in person payable at that time for a fee of $100 each hour.  We will go over how your investments are doing, any new investment opportunities and answer any of your questions.

There is a one-time fee of 3% of any monies you invest with us.  There are no other annual fees, management fees or any additional fees.

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