The L.O.R.D.S. Strategy Happy New Year! Despite uncertainties stemming from COVID and inflation, we had a weighted average return for our 8 funds of 17.77% in 2021. In our last email, we talked about the L.O.R.D.S. Strategy, how we invest in mutual funds. Below is a synopsis: Longevity – Funds have to be in existence […]
Past Performance With investors’ concerns around inflation, Covid, and monetary policy, investors are concerned about a market correction. Here are our thoughts on the matter. When investing, you will always be reminded that Past Performance is no guarantee of future results and Past Performance is not indicative of future results. But for us at BSFS […]
Inflation & The Markets In March of last year, when the markets had dropped over 30%, we analyzed the effect of pandemics on the markets over the past 100 years. We found that the S&P 500 averaged 13.26% returns annually during the 4 previous pandemics and the following 3 year periods. Immediately following these pandemics, there were […]
Do Target Date Funds & Managed Asset Accounts Make Sense? Welcome to the fourth quarter of 2020. Our L.O.R.D.S. strategy is up 18.08% for the year, outperforming the 3 markets by 9.45%. All Fidelity Freedom Target Date Funds, which are similar to Managed Asset Accounts, are up on average only 2.91%. About The Ever Popular […]
The World Did Not Come to an End Back in March, an unprecedented event happened. The world economy shut down. It felt like the world was coming to an end. Five months ago, we looked back 100 years at the markets and found that there was not a correlation in the longer-term between pandemics and […]
Market Returns During Viral Pandemics I hope that you and your loved ones are well. I thought that you might find the following interesting. Market Returns During Viral Pandemics The outbreak of the Coronavirus has had an impact on people’s investments. It can be helpful to gain some perspective by looking at the markets and […]
Target Date Fund Growth This is Sam Schaeffer, Financial Advisor. Happy New Year! And what a year 2019 was. Amidst political and economic concerns, the markets had a strong year, as did our no-load Fidelity Mutual Funds. Target date funds, which employ a similar diversification strategy to managed asset accounts, under performed in comparison. The returns for the […]
No-load Fidelity Mutual Funds This is Sam Schaeffer, Financial Advisor. I wanted to update you on how our no-load Fidelity Mutual Funds have done so far this year in comparison to the markets and target date funds. Target date funds are mutual funds that are allocated among stocks, bonds and cash. These funds are designed to […]