Not so mad money Happy New Year! I wish you and your loved ones a productive and prosperous 2024. Looking back, 2023 is in the books and it was a good year for the market as it recovered from the losses of 2022. On December 20th, 2022, Jim Cramer, the host of Mad Money […]
Chasing Returns There are two times in a man’s life when he should not speculate: when he can’t afford it and when he can. Mark Twain Today, one of the hottest areas to invest in is artificial intelligence and everyone is trying to understand where best to put their money. At B.S.F.S. Investment Advisors, […]
Destiny Watch your thoughts; they become words.Watch your words; they become actions.Watch your actions; they become habits.Watch your habits; they become character.Watch your character; it becomes your destiny. – Frank Outlaw Workplace retirement plans like 401(k) s and 403(b)s allow investors to save with higher annual contribution limits of $22,500 versus $6,500 on their […]
Don’t Put All of Your Eggs in One Basket In my updates, I’ve discussed the first three components of the L.O.R.D.S. Strategy for selecting and investing in mutual funds: Longevity, Opportunity and Returns. You can review these emails at the bottom of this one. The fourth component is Diversity. Mutual funds are inherently more […]
The L.O.R.D.S. Strategy – Quite a Bit Better Than Bitcoin I wish you a happy and successful 2023. As we all know, 2022 was a difficult year across the board with the average of the S&P 500 & Nasdaq Composite, which best represents our investment strategy, being down a negative -25.33%. Our Fidelity L.O.R.D.S. Strategy […]
Exponentially Speaking In previous updates, we began discussing the L.O.R.D.S. Investment Strategy, which stands for Longevity, Opportunity, Returns, Diversity and Stability. These are the criteria we use to assess and select mutual funds. We have gone over what we look for in Longevity and Opportunity, so now we will discuss Returns. When we select a […]
A Time to Invest Right now there are concerns about inflation, a recession and their effects on the market. These issues are complex, so let’s simplify things by taking a step back and looking at some history. Based on the history of our funds and the market, here is what we know. Our portfolio […]
Markets Up, We Are Happy, Markets Down, We Are Investing. Our strategy’s last 3 years were very strong with returns of 32.35% in 2019, 30.93% in 2020, and 17.77% in 2021. This year, factors such as Covid, inflation and war have weighed on the market. Though we have recovered from our lows, our strategy is still down -9.22% for the year. […]
The L.O.R.D.S. Strategy Happy New Year! Despite uncertainties stemming from COVID and inflation, we had a weighted average return for our 8 funds of 17.77% in 2021. In our last email, we talked about the L.O.R.D.S. Strategy, how we invest in mutual funds. Below is a synopsis: Longevity – Funds have to be in existence […]
Past Performance With investors’ concerns around inflation, Covid, and monetary policy, investors are concerned about a market correction. Here are our thoughts on the matter. When investing, you will always be reminded that Past Performance is no guarantee of future results and Past Performance is not indicative of future results. But for us at BSFS […]